2024 Getting first credit card reddit

Getting first credit card reddit

Author: jide

August undefined, 2024

WebSit down with the banker and ask how you can get the card. They will likely offer a guaranteed approval if you put over 10k into your chase accounts (if they don't offer, bring it up). The bankers have the power to get you the card they just want more of your business and a sense of security in return. WebTorn between Citi Rewards Card or Mercury Drug Citi Card. Hi! I've been planning to get my first credit card and after doing a bit of (reddit) research on NAFFL ones, Mercury Drug Citi Card offers a bit more of the long-term pros (better rewards in points). However, Gcash has its ongoing promo with a 5k egift if I will avail a Citi Rewards Card ...

4 ways to take control of your credit card debt, starting today

Webbwc101 • 4 yr. ago. Just like jobs say they want to see x years of experience, but you first need a job in order to gain experience. Many credit card issuers expect to see x months of responsible credit card use, but you first need a credit … WebThe only differences on the student card that I‘m aware of are the ‘good grades’ credit for up to 5 years, and the shorter intro period on no interest. The first year cashback that’s earned will be matched by Discover at the end of that period, so it’ll effectively be a 2%/10% card during that time. bunty chor bigg boss

I have my first credit card! How does it work? : r/internetparents

WebApr 5, 2024 · Why it’s a great first credit card: When you’re first starting in the credit card rewards game, juggling different bonus categories and trying to figure out the best redemption options can be confusing and time-consuming. The Capital One VentureOne makes earning travel rewards much simpler. You’re always getting at least 1.25 Venture ... WebBest First Credit Cards ... 5 hacks I learned from Reddit that helped me save $2,500 with very little effort. ... and advice that can help me pay off credit card debt, save more cash, fund my ... WebThe secured card is a credit card where the limit is secured by a deposit in the bank (A secured card with a $500 limit requires $500 in collateral from you). When you charge on the card, it doesn't deduct from that deposit, they only deduct from there if … bunty catherine tate

Best Credit Cards for 2024 : r/CreditCards - reddit

Best credit card for the rewards? : r/CreditCards - reddit.com

WebCiBC divided student visa - I opened this as my first card, walked into the branch and they opened it for me. 0.5 cashback - $500 limit. DUCA/COLLABRIA - I opened this because my entire family is at Duca and it's a credit union I use it as a just in case card since it has low interest rate no cashback - $500 limit. Web7. After getting an endorsement from a bank and it turns out that your application is still rejected, your last option is to apply for a secured credit card. A secured credit card is supported by a cash deposit you make when you open the credit card account. The deposit is usually equal or a percentage of your credit limit. hallmark christmas ornaments by yearWebHi Reddit, I’m a 17 yo who’s about to start her first year of college come the end of August. My parents want to get me a credit card (probably a VISA, that’s what my mom & I think my dad & sisters have), but recently I saw a post that ended with Redditors basically shitting on banks and showing love to credit unions. bunty comedy video

"WebCREDIT PROFILE. Current credit cards you are the primary account holder of: FICO Scores with source: Experian 765, TransUnion 748 (FICO Score 8 via BECU) Oldest credit card account age with you as primary name on the account: 2 years. Number of personal credit cards approved for in the past 6 months: 0 " - Getting first credit card reddit

Getting first credit card reddit

Torn between Citi Rewards Card or Mercury Drug Citi Card

WebDiscover it for 5% rotating categories. Apple Card for 2-3% back on Apple Pay purchases (I use Apple Pay heavily anyway.) Capital One Quicksilver for 1.5% back on the odd merchant that doesn’t take Apple Pay and is off category on my rotating category cards. Affinity Pure Rewards for 5x points on rotating categories. Web1.Discover IT student is a great card to kick off the credit journey. If that doesn’t work out, then advise looking into secured card- once approved, you’ll be required to deposit a …

Did you know?

WebUsing a credit card responsibly helps build your credit score, so you'll be more qualified for other loans later in life. Many cards also offer rewards programs, like 3% cash back on every purchase. So if I use my debit card for a $100 purchase I paid $100, but if I use my credit card, I paid $100 and later get $3 back. WebSo I'm 22, got my first credit card through Chase and am working on building my credit. I get cash back with my card and have been taking advantage of that. Ive been buying everything with my card and paying it off before I reach 30% of my limit, instead of paying attention to the payment date. Spending within my means. I don't pay for any ...

WebCapital One Pre-Approval for First Credit Card. I'm currently trying to get my first CC. As you can see below I've been an authorized user on one of my parent's card for almost 3 years but am trying to get my own card. Capital One's pre-approval tool approved me for both the Capital One QuickSilver and SavorOne cards for Good Credit (so no SUB ... WebThree choices sound interesting to me. Fidelity is a good choice for me. I already have a ROTH IRA with them, so it sounds like a good card for long term. I frequently use Amazon, so the Amazon credit card has an interesting Cashback Feature with 3% Cash back on Amazon Purchases and 1% Cash back on everything else.

WebFeb 18, 2024 · Chase Sapphire Reserve is a good card if you're able to get the Freedom, Freedom Unlimited, Freedom Flex, Ink cards to get the ultimate rewards points. The Preferred $95 AF, actually has a better sign up bonus right now. 60k UR points vs 50k for Reserve. [deleted] • 2 yr. ago. WebCiti Custom Cash, which has a 5% category based on your highest spend of the month. The idea is you put everything on it, and it averages out to be somewhere around 2-3% back. …

WebStaples offering No Activation Fee on $200 Mastercard Gift Cards (3/26 – 4/1) 117. 72. r/CreditCards. Join. • 5 days ago. I’m 18 picking between Apple Card or the Discover IT. I need some advice on which one to go with. Thank you.

WebDec 3, 2024 · Like many legal requirements, age 21 is a key milestone in applying for your first credit card. That's the minimum age to apply on your own unless you can prove you have a steady income. You could ... bunty chor in big bossWebI have had credit cards for 17 years and although I made a couple of mistakes when I was very young, I have not had more credit card debt than I could pay off in 1 month in the last 10-12 years. And now, I have stopped using debit cards for transaction and started using credit, as I get rewards and I have better protection if there is an issue. bunty characterWebFirstly, to get section 75 protection on larger purchases. Secondly, to earn cashback on spending (you can currently earn between 0.25% and 5% cashback on credit card purchases). Thirdly, to make use of 0% interest free periods and keep the money saved in an interest-earning account (process called stoozing). bunty comic 1st editionWebGo with Citi - Citi DoubleCash is a solid 2% cash back card and then you can add the Citi Custom Cash for 5% off your top spending category. BrutalBodyShots • 1 min. ago. You'd probably be best suited for a general 2% back on everything type … hallmark christmas ornaments for childrenWebDiscover and Capital One are probably the two issuers most likely to approve you. As a heads up, Chase specifically really doesn't like being people's first credit cards, so I would avoid them for now (although they have very good cards you might be interested in getting later). MercilessXFate • 5 yr. ago. hallmark christmas ornaments classic carsWeb1 hour ago · 1. Stop spending right now. Stop using your credit cards right now. You cannot pay down your debt if you continue to use your credit cards. Either put them away and resolve not to use them, or ... bunty comic for saleWebChase Freedom. It was my first card. They have good simple intro offers, rotating categories of benefits and the points transfer to their higher level cards like Chase Sapphire which is one of the best cards out there for travel booking.I recommend after a year or so, have her either add another card too or get her as an authorized user for one of your … bunty comic